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Protecting your income

Income Protection Plus Plan

15% discount on your first two years' cover

About the policy

Are you an individual looking to protect your income if you couldn’t work due to illness or injury?

Are you an employer wanting to limit your financial liability and protect the income of your employees if they couldn’t work due to an accident or illness?

Do you have family, colleagues or friends who may need cover?

Tees Mutual's Income Protection Plus Plan provides a tailored plan that pays a regular income if you or your employees can’t work due to illness or injury. Cover isn’t just provided for short-term illness or injury, the plan provides members with an income all the way to the age of 65 if they are unable to return to work before this time.

And the plus...

Protect today and save for tomorrow – as well as providing you with an income protection plan that ensures you receive a regular monthly income for an affordable monthly cost, the plan also builds up an investment element for your future.

As an extra PLUS all members have free access to a fantastic member benefits scheme which provides access to a whole range of discounts/cashbacks and offers on popular brands and services such as:

  • Currys PC World
  • Marks & Spencer
  • EE
  • Free telephone legal advice service
  • Discounted car and home insurance
  • Fitness centres
  • And many more…

Why Income Protection Plus?

Between 2013 and 2016, 97% of all claims were paid out, totalling more than £3.85 million

  • No waiting period – Cover starts as soon as your first contribution is paid.
  • Tailored to suit you – Build your plan to suit your individual needs.
  • No penalties – Your subscriptions will not be penalised for any claims you make.
  • No limit on claims – No cap on the number of claims you can make.
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Income Protection Plus Plan for individuals
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Income Protection Plus for businesses
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Tees Mutual Services Limited is an Introducer Appointed Representative of PG Mutual, which is the
trading name of Pharmaceutical & General Provident Society limited. Tees Mutual Services Limited is
a wholly owned subsidiary of the Kensington Friendly Collecting Society Limited which is registered
in England no. 79COL. Registered office, 1 Kensington Road, Cleveland, TS5 6AL. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority, Firm Reference Number 110058.

Pharmaceutical and General Provident Society is registered in England no.462F. Registered office: 11
Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Authorised by the Prudential Regulatory
Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority,
Firm Reference Number 110023.




Tees Mutual, 1-3 Kensington Road, Middlesbrough SE16 3QT +441642850022 enquiries@teesmutual.co.uk